Contact Us: ​(409) 945-4746
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Agency Blog

Indoor Foliage

10/21/2018

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​For some homeowners, owning a pet may be too daunting. Having another life to take care of may not fit into their current lifestyle. However, they still want to brighten up their home. There is a way to do this and still have minimal care for your home's new additions. I'm talking about indoor plants. 

Indoor plants help make your home much more pleasant. They can help brighten up a spot, and your day. You do need to care for them, however, nothing like caring for a pet animal. Here are some tips on caring for indoor plants.

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Things To Know Before You Renovate Your Home

9/25/2018

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​Home renovation is such an exciting yet stressful time for any homeowner. It is the time when you can reveal your artistry and squeeze your creative juices to give your home a new piece of design and style. Though, any home renovation could cost you money, be it known that you may maximize Do-It-Yourself tutorials from the internet. 

If this is your first time to have your home renovated, you might be wondering about the things you need to take note before proceeding to fix your home. To give you tips and guidance, here are some of the things you need to know before you renovate your nook:

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5 Home Improvement Projects That Will Boost the Value of Your Home

8/2/2018

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​There are many reasons why people decide to sell their home. In most cases, homeowners do minor improvements or renovations to boost its resale value. However, not all home improvements add value. As a matter of fact, some might even cause the selling price to go down.
 
Here are five minor renovation projects that you should invest in if you want to improve your chances of selling your home:

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5 Home Improvement Mistakes You Do Not Want to Happen

7/16/2018

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​Home improvements are what every homeowner are waiting and planning for. They seek most of their help from online sources like Pinterest to see how they can possibly apply it on their home. 

Honestly, the majority of homeowners have a limited working budget to pattern their home renovation with. This can lead them to purchase cheaper materials and hiring a more affordable contractor to get the job done. 

If you want to reduce the errors you have in your home during the renovation process, here are some mistakes you need to avoid:

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4 Steps To Prepare Your Home Against Severe Weather

11/22/2017

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Thousands of tornadoes and hailstorms hit our nation every year.  It is inevitable that our homes will be tested by storms, especially here in the Gulf Coast.  Hail that can reach the size of softballs, strong winds, and heavy rain, are just a few of the elements we may have to face.  You must also consider debris and other dangers that these storms may bring

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Rent To Own: A Different Way To Purchase A Home

11/20/2017

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There is more than one way to own a home.  Unless you are a lottery winner, you don't usually pay for the home in full upon purchase.  Most of the time, homeowners choose to have a mortgage. This works by giving a down payment which is a certain percentage of the full value of the property. Then, you pay regular installments over a period of time until the full amount is paid.

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What You Need To Know About Wind/Hail Deductibles

9/14/2017

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Living in an area with severe weather changes may leave a gap on your homeowner’s insurance. If you chose to stay in these parts of Texas, hurricanes and tornadoes may not be the only problem. Windstorms and hail damages can also affect your house more than you think. If you do not have right coverage, you may end up paying for the everything.

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Mold Coverage: Everything You Need To Know

9/8/2017

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How can mold affect your insurance coverage? Many homeowners are dealing with this persistent moisture, which is normally unnoticeable and overlooked. This can result in a prevalent mold increase. Well, the stories are real about the costly mold remedies, toxic mold cases as well as denied claims.

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4 Important Things To Know About Flood Insurance

8/30/2017

4 Comments

 
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Everywhere in the world has a chance of flooding and you don’t necessarily have to live in a flood zone to be at risk. You don’t have to experience extreme weather conditions for water to deal damage to your home. A night of heavy rain can already put you at risk of water damages that cost thousands of dollars in repair. In fact, most insurance claims have something to do with flooding in low-risk areas.

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Homeowners Insurance Vs Home Warranties: What You Need To Know

8/22/2017

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Having your own home also means having your own sanctuary where you can do everything that you want like throw parties or have quality time with your family. However, you have to understand that owning a home also comes with the risks of damage and damages can lead to spending a lot on repairs.  

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    1118 14th Street N
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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
Click Here to Email Us
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