Blog - Brad Spurgeon Insurance Agency Inc.

Home Insurance For Renovations: Temporary Coverage Solutions

9/23/2024

Renovating your home can be an exciting yet stressful process, filled with anticipation of transforming your living space into something new and improved. However, during the renovation process, your home is often more vulnerable to risks like fire, theft, or accidents, which could lead to costly damages. Ensuring that your home insurance coverage is adequate and up-to-date during renovations is crucial. Temporary coverage solutions can offer the additional protection you need while your home is under construction or being remodeled.

How Home Insurance Covers Swimming Pool Liability

9/3/2024

Owning a swimming pool can bring endless joy, relaxation, and a perfect spot for social gatherings during the warm months. However, it also comes with significant responsibilities, particularly concerning safety and liability. If you own a swimming pool, understanding how it affects your home insurance coverage is crucial to protect yourself financially in the event of accidents or injuries. This article will delve into the details of swimming pool liability coverage in home insurance, helping you make informed decisions to safeguard your property and your peace of mind.

Home Insurance Vs. Mortgage Insurance: What's The Difference?

8/19/2024

When purchasing a home, it's crucial to understand the different types of insurance associated with homeownership. Two common types are home insurance and mortgage insurance. While they may sound similar, they serve distinct purposes and offer different protections. Here's a comprehensive look at the differences between home insurance and mortgage insurance.

Understanding Exclusions In Home Insurance Policies

7/29/2024

Home insurance is a vital safeguard for homeowners, providing financial protection against a wide range of risks. However, not all potential hazards are covered by a standard home insurance policy. Understanding the exclusions in home insurance policies is crucial for homeowners to ensure they have the right coverage and are not caught off guard in the event of a loss. This article will explain what exclusions are, common exclusions in home insurance policies, and how to address these gaps in coverage.

The Different Types Of Home Insurance Policies Explained

7/8/2024

Home insurance is a crucial component of homeownership, providing financial protection against various risks and perils. However, not all home insurance policies are created equal. Different types of policies offer varying levels of coverage, designed to meet the specific needs of different types of homes and homeowners. Understanding the different types of home insurance policies can help you choose the right coverage for your property. This article will explain the most common types of home insurance policies and what they cover.

10 Tips For Cleaning And Organizing Your Kitchen

6/10/2024

The kitchen is often the heart of the home, but it can also become a cluttered and chaotic space if not properly maintained. Cleaning and organizing your kitchen not only enhances its functionality but also creates a more enjoyable cooking and dining experience. Whether you're tackling a major overhaul or just looking to spruce up your culinary space, these 10 tips will help you declutter, streamline, and transform your kitchen into a clean and organized oasis.

Jewelry And Valuables Coverage In Home Insurance

5/27/2024

Your home is not just a place to live; it's also where you keep many of your most valuable possessions. Among these prized items, jewelry often holds a special place, whether for its sentimental value or its monetary worth. Protecting your jewelry and other valuable items is a crucial consideration when it comes to your Home Insurance. In this article, we'll explore the ins and outs of jewelry and valuables coverage in Home Insurance, helping you understand how to safeguard your treasures.

Aging In Place: Home Modifications For Seniors

5/1/2024

As we age, the desire to remain in the comfort of our own homes becomes increasingly important. Aging in place, or living independently at home as we grow older, is a goal shared by many seniors. To achieve this, it often requires making specific home modifications that enhance safety, accessibility, and overall quality of life. In this article, we'll explore key home modifications for seniors to age in place comfortably and discuss how these changes may impact Home Insurance.

The Art Of Table Setting And Entertaining At Home

4/22/2024

Hosting gatherings and dinners at home can be a delightful experience, turning ordinary meals into memorable occasions. One key aspect of creating a memorable dining experience is mastering the art of table setting. In this blog, we'll explore the elements of a beautifully set table, share tips for successful home entertaining, and discuss the importance of maintaining home insurance to safeguard your property and guests.

Home Insurance For Military Personnel: Benefits And Options

4/3/2024

For military personnel, the demands of service often lead to unique challenges, including homeownership and insurance considerations. Home insurance is a crucial aspect of protecting your investment and providing peace of mind while you serve our country. In this blog, we'll explore the benefits and options of home insurance for military personnel, ensuring that you have the coverage you need to safeguard your home and belongings.

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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
335 Westerly Dr
Galveston, TX 77554
(409) 877-7755
Click Here to Email Us

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