Windstorm insurance is property-casualty insurance that covers property damage caused by gales, winds, hail, and other windy conditions. Windstorm insurance is a subtype of storm insurance typically sold as an enhanced coverage endorsement on a normal liability insurance policy.
Some states impose a windstorm deductible on policyholders, but the qualifying events are limited. Insurance companies in Florida only charge a wind deductible if the National Weather Service issues a hurricane warning the first three days after the warning ends. In Texas, insurance can impose a monetary deductible for weather-related wind damage.
Some states impose a windstorm deductible on policyholders, but the qualifying events are limited. Insurance companies in Florida only charge a wind deductible if the National Weather Service issues a hurricane warning the first three days after the warning ends. In Texas, insurance can impose a monetary deductible for weather-related wind damage.
