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Agency Blog

Why Do I Need Windstorm Insurance?

9/26/2022

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​Windstorm insurance is property-casualty insurance that covers property damage caused by gales, winds, hail, and other windy conditions. Windstorm insurance is a subtype of storm insurance typically sold as an enhanced coverage endorsement on a normal liability insurance policy.

Some states impose a windstorm deductible on policyholders, but the qualifying events are limited. Insurance companies in Florida only charge a wind deductible if the National Weather Service issues a hurricane warning the first three days after the warning ends. In Texas, insurance can impose a monetary deductible for weather-related wind damage.

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4 Dangerous Zones In Your Home That You Should Child Proof

9/19/2022

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​Having a baby in your home means that certain things need to change around your home. Childproofing is essential to ensure the safety of your kids. 

It's easy to take a few more days to check your home and ensure each room is free of unexpected hazards that may arise as your baby starts to stand, crawl, walk, or even climb.

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Does Car Insurance Cover Self-Inflicted Damages?

9/12/2022

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​Many automobile owners get auto insurance because it's the best way to protect their investments and ensure that they're covered if they're at fault in an accident. Most people buy auto insurance because they have to in most circumstances. The state requires liability insurance and because the lender needs it, you are required to get comprehensive collision coverage. 

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5 Types Of Insurance Coverage You Should Have For Your Business

9/6/2022

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​There are a variety of insurance choices available to business owners. Insurance protects your business from many dangers that may arise during routine operations. Picking out the right business insurance might be difficult, but knowing the insurance coverages can help make things easier. 

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    1118 14th Street N
    Texas City, TX 77590
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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
Click Here to Email Us
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