Blog - Brad Spurgeon Insurance Agency Inc.

5 Important Things to Prioritize Before a Possible Windstorm

7/23/2018

Windstorms come in the most unexpected ways. Climate is changing and these type of calamities are not really controllable. Thus, it can cause drastic problems that may lead to homelessness, evacuation, and accidents.

What residents can do is to prepare for any type of disaster through proofing their homes. Preparing for something big and unexpected like this should be prioritized so there will be no casualties and other problems that may occur later on.

To help you, here are some important reminders to get your prepared before a windstorm:

Do I Need Windstorm Insurance?

6/11/2018

I already have a dependable home insurance; do I need to get a Windstorm Insurance as well?

The answer is yes. Don’t get confused about home and windstorm insurances. Home insurance policies provide coverage for various unforeseen events. Review your policy. It probably does not cover damages in an event when your home is devastated by a windstorm.

Windstorm Insurance: Everything You Need To Know About This Special Policy

2/19/2018

People with homes in the coastal state understand keenly the dangers of windstorms. As such, homeowners often ensure that they have the best home and flooding insurance that they can afford. Another policy that they can look into is windstorm insurance.

Tips To Get The Best Rates On Windstorm Insurance

8/10/2017

Living in an area that where you need to have windstorm insurance can mean you have to pay a lot more for your premiums than you’d like to just to feel safe in your homes. To make it easier for you as a homeowner, you need to look into several ways to save money. Here are some tips that can help you lower your windstorm insurance.

Texas Homeowners And Renters Should Know About Hurricane Insurance

7/26/2017

Hurricanes and tropical storms may cause significant damage to your property. If you live in an area at risk, make sure that you fully protect your home. According to the National Oceanic and Atmospheric Administration, hurricane season may peak from mid-August to late October. Renters and homeowners should check if they have enough insurance protection for the upcoming season now before it’s too late. Ensure that your policy is broad enough to protect you from any disaster.

Insurance Mistakes to Avoid This Hurricane Season

7/11/2017

Here in Texas a lot of people we talk to rely on wishful thinking when it comes to our odds of getting a hurricane this year. That’s not how we think there at the Brad Spurgeon Insurance Agency. We want our clients to be protected no matter what this hurricane season because you can’t rely on crossing your fingers when your entire financial future is at stake. Here are some mistakes that buyers often make when it comes to insurance than can be big mistakes if we have a major hurricane this season.

Hurricane Season is About To Begin - Read This!

7/4/2017

Of course your home is important because it protects your family. It’s where you raise your children and spend most of your time. It is also your most valuable investment and you’ve probably already protected it with a homeowners insurance policy.

You should be aware though, that the best home insurance cannot pay for all types of hurricane damage. It is important to understand what is under coverage on your homeowner's policy. It is the key to finding the right hurricane insurance.

Coastal Growth Requires Changes in Windstorm Insurance

6/23/2017

Plans for risk mitigation should include changes in codes and license.

Everyone knows about the story of the Three Little Pigs where the wood and straw homes succumbed to the Big Bad Wolf. Only the brick home stood firm. Structural integrity is a lesson that was helpful in that 19th Century Folk Tale that is now useful for taxpayers and homeowners in Texas now.

The Essentials of Windstorm Insurance

6/9/2017

Windstorm insurance is a particular type of property insurance that provides protection for policyholders from property damage that windstorms may cause. Windstorm insurance is typically offered as an endorsement on a standard property policy.

Know More About Wind Damage Insurance Claims

4/3/2017

Storms can be incredibly strong and cause serious damage to your home’s exterior, doors, windows and even to personal property. Fortunately, most homeowners insurance policies cover this type of damage. Here are a few things you need to know to have a better understanding about wind damage insurance claims.

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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
335 Westerly Dr
Galveston, TX 77554
(409) 877-7755
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