Contact Us: ​(409) 945-4746
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Agency Blog

How Are Windstorm Deductibles Calculated?

1/24/2022

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​A deductible is the amount of money you pay before your insurance company begins to cover expenses. The problem is, it's not always easy to determine how much damage your windstorm will cause. 

And since the size of your deductible depends on the size of the damage, this can be a major source of confusion. To help you understand how deductibles are calculated, we'll provide an overview of how they work and what factors influence their size.

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Is It Possible To Get Discounts On Homeowners Insurance?

1/17/2022

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Homeowner insurance can be expensive. You may want to find ways to save money on your homeowner insurance. There are several ways to lower your home insurance premium. 

These include bundling your auto and home policies, taking advantage of discounts for installing smoke detectors, security systems, or fire extinguishers, paying your premiums annually instead of monthly, and more.

​​Here are some ways so you can get a discount.

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How Is Flood Insurance Cost determined?

1/10/2022

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The cost of flood insurance can be confusing. The average flood insurance premium is $700 per year, but the price varies depending on the structure and location. Flood insurance premiums are increasing as a result of the increased frequency and severity of floods. 

The cost of a flood insurance policy varies depending on several factors, such as the location and age of the insured structure. Our blog will help you understand how to save money on your flood insurance policy.

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Windstorm Insurance: What Is The Coverage, And How Much Does It Cost?

1/3/2022

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​Windstorms can be devastating. If you live in an area where they occur, you may need to purchase additional insurance for storms. The term "windstorm" is used to describe various natural disasters, including hurricanes and tornadoes. 

Windstorm Insurance provides coverage for damage caused by wind-related events, including hurricanes and tornadoes.

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    1118 14th Street N
    Texas City, TX 77590
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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
Click Here to Email Us
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