Kids are naturally curious. We need to be vigilant with our children. We need to supervise them at all times. If you let them out of your sight for even just a minute, they can get injured. While you may feel that it is a safe place for your child, you’d be surprised of how many hidden dangers are lurking in your home. Here are things you should be cautious of.
If you reside in an area that requires windstorm insurance, you may be aware of the expensive insurance premiums. Fortunately, there are ways in which you can mitigate that expense. The best way to reduce your premium is through wind mitigation inspection. Here are some tips.
Home insurance pays for damage to your home, but not everything is covered. Flooding is one of the perils that will almost never be covered under a typical homeowners policy. With flooding, you need to get separate insurance for coverage. Getting insured before flooding happens would be a wise move, because there’s usually a waiting time before a policy takes effect. However, there are certain situations where coverage can take effect immediately.
Mold causes homeowners to worry about denied insurance claims. But yet mold can be found anywhere and it’s usually harmless.
Mold thrives in moisture. Problems arise for homeowners when they didn’t detect or resolve persistent moisture resulting to mold growth. This persistent moisture can be caused by flooding, high indoor humidity, or leaky roof or pipes.