Contact Us: ​(409) 945-4746
Brad Spurgeon Insurance Agency Inc.
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Agency Blog

What Is Tiny Home Insurance?

1/23/2023

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​Tiny home insurance may protect your property if you own a small house. This insurance coverage may handle your needs if a serious disaster hits your house. You have to be aware that many people owning small houses understand the value of having insurance these days.

The coverage may include how you will use the insurance for your tiny home, whether a stationary or a trailer house.

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Do Businesses Need Flood Insurance?

1/16/2023

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​Natural disasters are usually devastating and can affect many businesses. Flood insurance may be the most interesting solution that can help many business owners during disasters. 

Minor damages caused by some natural events like wind, hail, or lightning are usually covered with commercial insurance. Flood damage is a bit different because this may require you to have a flood insurance policy to protect your business.

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Does My Mobile Home Need Flood Insurance?

1/9/2023

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​Flood insurance is necessary if the location of your mobile home is within a high-risk flooding zone. This insurance policy is essential to help deal with unforeseen expenses caused by a heavy flood. 

Mobile homeowners like you may need flood insurance even if you have a paid home mortgage. Flood damages are costly, and you might need to spend thousands of dollars for the overall repair.

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General Guide To Windstorm Insurance

1/5/2023

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​Windstorm insurance is a type of insurance coverage for your property and may cover your house if it is damaged by hail or wind. You may include this particular insurance coverage if you have existing home insurance or may consider a separate policy (wind-only). 

Home or property insurance generally covers the actual cost of repairs depending on the damages to a house. If you live in a state that experiences frequent strong hurricanes or storms, like Texas, you may consider windstorm insurance. You are actually in one of the high-risk areas in the United States.

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    1118 14th Street N
    Texas City, TX 77590
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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
Click Here to Email Us
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