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Agency Blog

The Importance Of Having Flood Insurance For Your Home

2/13/2023

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​It can be annoying to see your home get damaged from certain causes that are out of your control. Sometimes, there can be natural calamities that can be extremely dangerous and intense, which leads to some property destruction. 

One of the natural calamities that could happen is flooding, which could severely damage your precious house. This article will discuss the importance of flood insurance for your home.

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Do Businesses Need Flood Insurance?

1/16/2023

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​Natural disasters are usually devastating and can affect many businesses. Flood insurance may be the most interesting solution that can help many business owners during disasters. 

Minor damages caused by some natural events like wind, hail, or lightning are usually covered with commercial insurance. Flood damage is a bit different because this may require you to have a flood insurance policy to protect your business.

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Does My Mobile Home Need Flood Insurance?

1/9/2023

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​Flood insurance is necessary if the location of your mobile home is within a high-risk flooding zone. This insurance policy is essential to help deal with unforeseen expenses caused by a heavy flood. 

Mobile homeowners like you may need flood insurance even if you have a paid home mortgage. Flood damages are costly, and you might need to spend thousands of dollars for the overall repair.

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What You Need To Know About Flood Insurance

12/5/2022

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Flooding is a factor in 90% of all environmental hazards and commonly causes harm in low or mild areas. Regardless of the risk in your location, flood is not covered by the homeowner's policy. 
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You should know how to get proper flood protection and plan for the likelihood of a flood even if you're not residing in a high-risk location for flooding. Discover more about the benefits of flood insurance by reading on.

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Using Sandbags For Flood Protection

11/21/2022

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​Sandbags are used to fill spaces in permanent safety systems. Flooding can be lessened by placing sandbags strategically around your home or business. It will not completely stop the flow of water, but it will reduce the amount of water that enters.

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What Does Flood Insurance Cover?

8/15/2022

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​Having a house is a huge responsibility and an investment, it might be your own, or a rental. Either way, you should have insurance to protect your home and belongings. A natural catastrophe cannot be avoided.

There are a lot of circumstances that can cause floods, including heavy typhoons, melting snow, broken dams, heavy rainfall, tsunamis, and others. In this article, you may learn something new about flood insurance.

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Flood Insurance: Why Do You Need It In 2022

7/6/2022

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​Flood insurance policies are one of the many important types of documents that you can get for your home or business mainly because it protects your property from potential damage caused by this specific natural disaster.

However, why will you need flood insurance policies this year and beyond? It offers many advantages that only this specific policy can give.

This article will discuss the main advantages of having a flood insurance policy. You will also get to understand the reason why you have to get flood insurance separately.

If you want to learn more, please don't hesitate to continue reading.

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What Are Flood And Flash Flood Alerts?

6/20/2022

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One of the calamities that the US faces each year is flooding. According to Fox Weather, it is the top weather-related cause of death for Americans annually. Thus, keeping yourself informed with flash flood alerts can help you avoid such a devastating fortune. 

Being informed starts with familiarizing yourself with the terms associated with the calamity. So, this article will give you clarity about floods, flash flooding, and alert systems. It will help if you take notes. 

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Is There A Difference Between Flood Insurance For Businesses And Private Homeowners?

5/3/2022

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Having flood insurance is imperative, especially for those home and business owners who live in flood-prone areas. However, one can ask about the distinct differences between flood insurance for businesses and those for private homeowners?
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Fortunately, these paragraphs will help you answer these questions and much more. You have to continue reading to find out the answer to your query.

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An Easy Guide On How To Stay Safe From Floods

4/25/2022

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Floods are a serious threat to people and property. They can happen anywhere, anytime. You need to know how to stay safe from floods.
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This guide will teach about flood safety tips to save your life. We'll also go over what you should do if you find yourself in the middle of a flood or have been affected by one already. If you want to stay prepared for any natural disaster, then read on.

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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
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