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Agency Blog

What Are Flood And Flash Flood Alerts?

6/20/2022

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One of the calamities that the US faces each year is flooding. According to Fox Weather, it is the top weather-related cause of death for Americans annually. Thus, keeping yourself informed with flash flood alerts can help you avoid such a devastating fortune. 

Being informed starts with familiarizing yourself with the terms associated with the calamity. So, this article will give you clarity about floods, flash flooding, and alert systems. It will help if you take notes. 

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Is There A Difference Between Flood Insurance For Businesses And Private Homeowners?

5/3/2022

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Having flood insurance is imperative, especially for those home and business owners who live in flood-prone areas. However, one can ask about the distinct differences between flood insurance for businesses and those for private homeowners?
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Fortunately, these paragraphs will help you answer these questions and much more. You have to continue reading to find out the answer to your query.

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An Easy Guide On How To Stay Safe From Floods

4/25/2022

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Floods are a serious threat to people and property. They can happen anywhere, anytime. You need to know how to stay safe from floods.
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This guide will teach about flood safety tips to save your life. We'll also go over what you should do if you find yourself in the middle of a flood or have been affected by one already. If you want to stay prepared for any natural disaster, then read on.

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Simple Guide To Flood Insurance 2022

2/7/2022

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​Flood insurance is the best way to protect your home, business, or other property from costly damages caused by flooding. It is something that people don't usually think about, but it can be devastating. Unlike flooding of a lake or water source, where the water forms a solid layer, flooding on land typically enters places where structures are built that were not made to withstand water.

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How Is Flood Insurance Cost determined?

1/10/2022

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The cost of flood insurance can be confusing. The average flood insurance premium is $700 per year, but the price varies depending on the structure and location. Flood insurance premiums are increasing as a result of the increased frequency and severity of floods. 

The cost of a flood insurance policy varies depending on several factors, such as the location and age of the insured structure. Our blog will help you understand how to save money on your flood insurance policy.

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Flood Insurance: A Comprehensive Guide

12/20/2021

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​Are you a homeowner that lives in an area where flooding is common? If so, then flood insurance may be something worth looking at. A flood is one of the most expensive natural disasters that can happen to your home and property. In this post, we will explore what flood insurance is and why it's important to invest in, also the amount of coverage you should purchase.

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The Five Simple Steps You Can Do To Prevent Water Damage In Your Home

10/25/2021

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​If you want to prevent water damage in your home, you must follow these steps. It will keep your home protected from mold and mildew caused by severe water damage down the line. Here are those tips as follows:

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4 Important Flood Facts You Need To Know

8/16/2021

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According to statistics, floods are the most common natural disaster in the world. Moreover, it is also the most occurring disaster in the United States. With this, people are kind of familiar with this devastating phenomenon. However, people have a lot of misconceptions about floods.

​Let this article bring you facts that you need to know about this natural disaster.

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3 Common Things You Need To Know About Flood Insurance 2021

6/21/2021

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Flood insurance is a kind of property insurance covering the damages caused by flooding from heavy rains or storms. In some areas, flooding is recognized as one of the most dangerous natural disasters. It can kill people and destroy properties.
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It can create massive destruction of properties. It can cause a financial hole in one's savings if they are not covered by insurance. Here are five everyday things a person needs to know about flood insurance.

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Why You Need Flood Insurance

3/22/2021

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​If you don’t live in a flood-prone area, you might think that flood insurance is just an extra expense. However, know that it doesn’t take an intense hurricane for your home to suffer from a flood. Now, you might be asking, “Why do I need flood insurance?” This article will tell you exactly why.

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    1118 14th Street N
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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
Click Here to Email Us
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