Is your insurance policy protecting you from disasters? Everyone's answer to this should be yes. Being prepared is what insurance is all about. The most frequent natural disasters we face here in South Texas are tornadoes, flooding, and hurricanes.
Hurricanes and tropical storms may cause significant damage to your property. If you live in an area at risk, make sure that you fully protect your home. According to the National Oceanic and Atmospheric Administration, hurricane season may peak from mid-August to late October. Renters and homeowners should check if they have enough insurance protection for the upcoming season now before it’s too late. Ensure that your policy is broad enough to protect you from any disaster.
Here in Texas a lot of people we talk to rely on wishful thinking when it comes to our odds of getting a hurricane this year. That’s not how we think there at the Brad Spurgeon Insurance Agency. We want our clients to be protected no matter what this hurricane season because you can’t rely on crossing your fingers when your entire financial future is at stake. Here are some mistakes that buyers often make when it comes to insurance than can be big mistakes if we have a major hurricane this season.
Of course your home is important because it protects your family. It’s where you raise your children and spend most of your time. It is also your most valuable investment and you’ve probably already protected it with a homeowners insurance policy.
You should be aware though, that the best home insurance cannot pay for all types of hurricane damage. It is important to understand what is under coverage on your homeowner's policy. It is the key to finding the right hurricane insurance.