Contact Us: ​(409) 945-4746
Brad Spurgeon Insurance Agency Inc.
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Agency Blog

What Does Home Insurance Not Cover?

7/26/2021

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​Homeowners insurance is a necessary product since it covers the structure of a home and its contents. It protects against events such as fire, theft, or other unexpected damages. But a home insurance policy does not cover every possible mishap that could happen in one’s household, such as the following:

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Practices To Avoid Out-of-Pocket Costs

7/19/2021

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​Business Insurance could be a safety net. But actions an owner takes or does not take can increase out-of-pocket costs. It can generate expenses that are not covered by the insurance policy. Thus, here are some practices one should do to be able to prevent spending out-of-pocket costs: 

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What Happens With Car Insurance When You’ve Been Involved In A Car Accident?

7/12/2021

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​Car insurance is financial protection. In exchange for premiums, the insurance company agrees to pay the losses outlined in the policy. Thus, it shelters the policyholder from financial ruin if there is an accident, theft, vandalism, and the like. Consequently, what does car insurance specifically do when the policyholder gets into an accident?

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How Do Windstorm Insurance Deductibles Work?

7/5/2021

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​Windstorms can cause devastating damage to property and personal belongings. Thus, windstorm insurance protects the physical structure of a property and even its detached structures. It is an addition you can add to the homeowner’s insurance policy. But how does payment for windstorm insurance work? 

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    1118 14th Street N
    Texas City, TX 77590
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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
Click Here to Email Us
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