As we enter the beginning of hurricane season this year it’s time to consider the ramifications of weather conditions and how they can be a major cause of home damage in the near future.
Is your insurance policy protecting you from disasters? Everyone's answer to this should be yes. Being prepared is what insurance is all about. The most frequent natural disasters we face here in South Texas are tornadoes, flooding, and hurricanes.
Hurricanes and tropical storms may cause significant damage to your property. If you live in an area at risk, make sure that you fully protect your home. According to the National Oceanic and Atmospheric Administration, hurricane season may peak from mid-August to late October. Renters and homeowners should check if they have enough insurance protection for the upcoming season now before it’s too late. Ensure that your policy is broad enough to protect you from any disaster.
It can be a real challenge to buy homeowner's insurance, especially for new home buyers. Here are five tips so you can understand the type of homeowners insurance that will fit your needs.
It is pretty obvious that you are responsible for anything in your home and on your property. Whether you technically own it or not, you need to be sure that your homeowners insurance covers the items located on your property. While you need to take inventory of the things you own, knowing what to insure is entirely different.
Lots of unexpected events may happen in our lives that will lead to the damage of our home or property. However, there are trends in the data of homeowner's claims that provide great information that can help homeowners prepare for the unexpected.
Homeowners insurance policies can take a toll at your budget. But can you afford to go without it? That’s obviously too risky, right? You should be happy to know that you don’t have to break the bank to get the best valuable coverage. Here are some tips on how you can reduce your insurance rates by 20% or more.
Kids are naturally curious. We need to be vigilant with our children. We need to supervise them at all times. If you let them out of your sight for even just a minute, they can get injured. While you may feel that it is a safe place for your child, you’d be surprised of how many hidden dangers are lurking in your home. Here are things you should be cautious of.
Home insurance pays for damage to your home, but not everything is covered. Flooding is one of the perils that will almost never be covered under a typical homeowners policy. With flooding, you need to get separate insurance for coverage. Getting insured before flooding happens would be a wise move, because there’s usually a waiting time before a policy takes effect. However, there are certain situations where coverage can take effect immediately.
Mold causes homeowners to worry about denied insurance claims. But yet mold can be found anywhere and it’s usually harmless.
Mold thrives in moisture. Problems arise for homeowners when they didn’t detect or resolve persistent moisture resulting to mold growth. This persistent moisture can be caused by flooding, high indoor humidity, or leaky roof or pipes.
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