​For the past two decades, hundreds of hurricanes have made landfall in the US. This calamity has taken thousands of lives and destroyed millions of dollars worth of property. Thus, being prepared for such an event will help your chances of survival. 

With advanced technologies at work, detection is easier; the government can notify the public with warnings immediately. But, what do you have to do after a warning? Prepare essential items for your survival kit. 

This article provides you with the basic goods you must include in your kit. 

One of the calamities that the US faces each year is flooding. According to Fox Weather, it is the top weather-related cause of death for Americans annually. Thus, keeping yourself informed with flash flood alerts can help you avoid such a devastating fortune. 

Being informed starts with familiarizing yourself with the terms associated with the calamity. So, this article will give you clarity about floods, flash flooding, and alert systems. It will help if you take notes. 

​In general terms, perils are considered as serious or immediate danger. And in insurance, perils have the same-like definition.

Perils are defined as an event that could cause damage or loss to your home or property in your insurance coverage. It includes human-made or triggered incidents like fire, theft, vandalism, and many more. Hence the existence of peril coverage, which is supposed to protect your home and other properties from these disasters. 

However, there are two common peril coverages: open and named. This article will help you get deep into their definition and differences. 

​If you’re curious about what policy focuses on the structure of your house, then it’s the dwelling coverage. Also known as Coverage A, dwelling insurance is a policy that will help you rebuild or repair your home. 

However, the policy’s assistance will only come into play if the damage is brought by the hazards listed in the coverage. This article will provide detailed information regarding its coverage to know more about dwelling insurance.