Wind mitigation inspection will help you save money. With the hurricanes that the southern United States has experienced over the years, many insurers have raised their prices to unbearable levels.
Create a plan to mitigate expenses.
Wind mitigation inspection is a close inspection of your home that may help reduce your premiums by up to 45 percent. This service is obviously very useful and one that pays for itself in a short amount of time. Savings from reduced wind insurance payments may go towards paying your mortgage or debts, or into your savings accounts. We could all use more money, right? Thus, we should always find ways to save on expenses.
Understand the effects of windstorms to your home.
Windstorms can cause extensive damages for many reasons. The incredibly strong winds can assault your home in a number of forces. They create shearing, uplifting, and lateral forces that can result to massive home destructions. More often than not, they will also destroy the doors and windows to your home, thereby allowing water to come in, resulting in severe damage to the interiors.
Windstorms can also cause debris to blow into your home, destroying your property. The worst case scenario is high powered winds causing your roof to come off, wreaking havoc on an unprotected structure.
Know what to expect during the inspection.
A certified expert inspector will come to your property during a wind mitigation inspection. They will look for key features of your home that show that it will less likely be damaged during a strong windstorm or hurricane. Features like a hip roof, shutter and opening protection, single or double roof straps, concrete block construction, and the presence of secondary water resistance barriers may qualify for wind mitigation certification.
Weigh the cost and benefits.
The cost of a wind mitigation inspection is very reasonable. They usually cost around $150 and it can take less than 20 minutes. After an inspection, homeowners can typically save 10% to 45% on insurance should your home be deemed eligible for certification.
Since windstorm insurance can be very expensive, it would be wise if you choose a reliable insurer. Brad Spurgeon Insurance Agency offers windstorm insurance policies to the residents of Texas for a reasonable price. We have a list of reputable insurance carriers you can choose from. Get a free a quote from us today and know your options. You may call us at (409) 945-4746 or email us here.