Before having your insurer inspect your place, make sure that your roof can withstand strong winds. Protect it against wind damage by checking its shingles. Shingles should fit tightly together and should comply with the local building code requirements. Tighten the connection between the walls and the roof. Tightly affix your pipes, HVAC units, and skylights to avoid getting blown off. Windstorm insurance will protect all these against the storm.
Windstorm Insurance Protects Your Exterior Walls and Doors
Windstorm insurance protects your walls and doors. However, in order to protect yourself from the storm and from having to use your insurance, always be responsible. Tightly attach siding and windows. Seal the building thoroughly to prevent wind from getting into the crevices and cracks. Triple-hinge all doors and deadbolt lock the others. Also, brace overhead doors enough to be able to withstand the force of the wind.
Windstorm Insurance Protects Your Outdoor Areas
Windstorm insurance protects your business property. That includes storage sheds, garages, and outbuildings. Your insurance will also safeguard fencing, outdoor lighting fixtures, and dumpsters. It will also protect trees and shrubs. The windstorm insurance will also cover the damage caused by anything from your property that damages another business property. However, make sure that you have secured everything as windstorm insurance claims will not consider negligence on your part.
Windstorm Insurance Protects Your Vehicles and Fleet
Windstorm insurance will cover damage to your business vehicles as well as a storage building. It will also protect vehicles parked outdoors if they get damaged by power lines and lampposts. However, make sure that you provide necessary protection to your vehicles beforehand. In fact, if a windstorm is approaching, you should send fleet vehicles home. However, you should make sure that only experienced, and approved drivers should handle them.
Some Final Words
It's not easy having a business, especially in an area that is prone to windstorms and hurricanes. Get yourself a windstorm insurance policy in order to protect your business property from damage. Your windstorm insurance policy will be beneficial if you live in an area that is prone to storms and strong winds.
At Brad Spurgeon Insurance Agency Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (409) 945-4746 or Click Here to request a free quote.