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Agency Blog

Factors to Consider Before Buying A Boat

12/4/2018

1 Comment

 
Picture
​Many people work hard to buy a vehicle to serve as their service from point A to B, but some want to go the extra mile and want to purchase a boat. A boat is ideal especially for those people who love the ocean so much and make it their life’s purpose to explore it.
 
Owning a boat is usually associated only with the rich as at least 72 percent of American boat owners have almost a $100,000 worth of income. Boats are harder to maintain than the regular car, but if it is a lifelong dream to have one, it is essential to consider the factors before proceeding to buy one:
​The Purpose
Before breaking the bank to purchase the boat, ask yourself first of its purpose. In this way, you would be able to assess the use of the boat and why it is vital for you to have one. Are you passionate about the ocean? Do you have a family member you want to visit across the coast? Or, do you want to have more time away from the city?
 
If you have established a good and valid purpose in owning a boat, then it is more evident that purchasing one will work for you. You must first know the betterment it will bring before deciding to dive in to make it an objective to maintain one.
 
Parking
Boats are harder to park than cars. Depending on the size of your boat, you need to have a broader space to store it, and a designated person to take good care of it 24/7 especially if you are not around. The bigger the boat, the bigger space it will eat up.
 
The cost of boat storage should also be on your radar. It must be considered more specifically if you only make time to go boating and not do it regularly. Before the actual purchase, see to it that you know where to safely and adequately place it.
 
Insurance
To make your investment protected and safe, consider insuring your boat. Learn who to discuss with regarding your concerns because it will be not a general coverage or policy just like an ordinary vehicle. Ensuring your boat is essential to protect your property.
 
If you already made up your mind on purchasing a boat of your own, then you must consider having it insured to protect it and keep it safe from any harm, accidents, or other damages. At  Brad Spurgeon Insurance Agency Inc., we aim to make our client's life easier with policies that are tailored to their needs. You can get more information about our products and services by calling our agency at (409) 945-4746. Get your free quote today by CLICKING HERE.
1 Comment
Shaylee Packer link
11/3/2020 05:53:31 am

As you mentioned, it is important to ask yourself what the purpose of the boat is, this way you know how much boat you need. My husband would like to get a fishing boat, that can also double as a sport boat for the family. We will also have to keep in mind where we will store the boat when we are not using it.

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