- Keep Your Receipt
High-quality home theater receivers and speakers cost a fortune. Keep your receipt as you need this to create your inventory. You need your proof of purchase to declare your items’ value when you include this in your coverage. Do the same with your other valuable electronic equipment and gadgets.
- Take Note Of Product/Manufacturer’s Warranty
A limited manufacturer's warranty covers top-quality home theater systems. In most cases, you can get an extended warranty for your electronics from a dealer or electronics shop like Best Buy or Amazon. To get the best value for your money, purchase home theater systems with longer warranties but if not, buy extended warranty coverage from an authorized dealer.
- Take A Photo Of Your Audio System & Other Valuable Electronics
A photo of your valuable home theater system, as well as your other electronics, will help you easily create your inventory. You can also use these photos to file claims.
A home theater system has several parts: speakers, receivers, connectors, remote control, and other components. You must have digital photos of all these. Save these on your computer hard drive.
- Create a Home Inventory
It would help if you created an updated inventory of all your electronics, personal items, and valuables. As you complete a list of your possessions, you can gauge the correct insurance to make your claims more accessible and faster. You can get free templates online to create your inventory, or you can use an Excel spreadsheet.
- Update Your Home Insurance Coverage
Include your pricey home theater systems in your home insurance coverage. You can ask your insurance representative to help you get started. Right after you make your purchase, let your insurance company know about your new system and ask any questions right away. Ask how much coverage for your system and the events that you are covered as well.
Protect your home theater and other electronic systems by following these 5 easy steps. You don’t have to worry about losing too much by investing in home insurance.
At Brad Spurgeon Insurance Agency, Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (409) 945-4746. Get your free quote today by CLICKING HERE.