Here are 5 reasons windstorm insurance is worth its price.
- It Adds Protection
Aside from your wind damage coverage, this is beneficial to add an extra layer of security. You wouldn’t want to risk more damage to your home.
- Includes Detached Portions
Not only does it insure the physical structure of your home, but also the detached portions.
- Covers Damaged Fences
You’ll likely be paid with real cash equivalent to the value of your damaged fences. The amount you receive would subtract deductions and depreciation value that has happened since the original purchase.
- Ensures Sidings
Metal and vinyl siding are essential structures to your house. It helps keep the structure of the roof and house strong. You’ll be assured that these will be replaced if it’s damaged by wind.
- Fills In Damaged Roofs
Damaged roofs are also reimbursed. Before the calculations, there are several factors to consider, like the damage before the wind incident. It’s not just repair but total replacement.
How To Claim Windstorm Insurance?
It can be extremely difficult to cope with the expenses brought by wind accidents. Here’s a quick guide on an easier claim;
Check your policy.
Reviewing your policy beforehand can hasten your claim process. Make sure to take note of all the inclusions in your insurance.
Wait for nothing. Check the damages and file the claim immediately.
Document all damages.
Take pictures and videos of your home. Keep all receipts as those come in handy.
If you need to temporarily repair damages, such as setting up a concrete block to hold the roof, keep it documented. After which, you can schedule the final repair.
Your homeowners' insurance can restore your home to the state it was in before the damage so that you can get on with your life. Make sure you check with your agent to find out exactly what your policy covers, so you are informed of your specific coverage.
At Brad Spurgeon Insurance Agency Inc., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (409) 945-4746. Get your free quote today by CLICKING HERE.