In exchange for paying premiums, windstorm insurance safeguards the structure of a home and even its detached contents. Additionally, it protects the policyholder from incurring losses and incidental costs. It is an endorsement you can supplement with your home insurance policy.
Preparing your home from strong winds can also help prevent a costly insurance claim. The most sensitive parts of your home are the balcony, patio, roof, and windows. Here are some ways to assist you in protecting your home which can help to maximize your policy:
Preparing your home from strong winds can also help prevent a costly insurance claim. The most sensitive parts of your home are the balcony, patio, roof, and windows. Here are some ways to assist you in protecting your home which can help to maximize your policy:
- Repair what is broken
It is important to preserve your home and mend things like cracked window glasses, loose fence boards, and the like. Fixing what is broken helps you avoid future expenses in the occurrence of a windstorm. You could also do temporary fixes to avoid parts of your home flying around when you lack time for preparing. The cost of repairs is surely less expensive than restoration after the storm. - Tie down your outdoor items and yard structures
Tie-down or bring your items inside your home to avoid losing them and have them flying around during the storm. Examples of such are your backyard and balcony furniture, trash bins, grills, and the like. These items are dangerous during windstorms and could cause injury to others as well. - Trim your plants and trees
Keep your shrubs and trees trimmed as they can cause huge accidents during a storm. It protects your family and others as well from falling branches over driveways and walkways. - Install impact-resistant shingles on your roof
Impact-resistant shingles shield your roof against roof leaks. In addition to that, the probability of interior damage is reduced due to the flexibility and strength of these materials. It also offers long-term protection from strong winds, so it is a good investment.
Conclusion
With windstorm insurance, there is an increase in coverage limit that home insurance does not offer. Thus, the highlight is that windstorm insurance gives financial protection, but remember to do your part in protecting your home. The previous tips could help resist damages. It can also minimize the expenses for repairs by reducing the risks.
At Brad Spurgeon Insurance Agency Inc., we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (409) 945-4746 or Click Here to request a free quote.