Contact Us: ​(409) 945-4746
Brad Spurgeon Insurance Agency Inc.
  • Home
  • Quotes
    • Home Insurance Quote
    • Flood Insurance Quote
    • Windstorm Insurance Quote
    • Other Quotes >
      • Auto Insurance Quote
      • Business Insurance Quote
      • Life Insurance Quote
      • Condo Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
      • Boat Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Terms of Use
    • Privacy Policy
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Home Insurance
    • Flood Insurance
    • Windstorm Insurance
    • Other >
      • Auto Insurance
      • Business Insurance
      • Life Insurance
      • Condo Insurance
      • Landlords Insurance
      • Renters Insurance
      • Boat Insurance
      • Builders Risk
      • Umbrella Insurance
  • About
    • Staff Directory
    • Our Partners
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Newsletter Signup
    • Careers
    • Refer a Friend
    • Blog
    • News
    • Reviews
    • Videos
  • Contact
  • Home
  • Quotes
    • Home Insurance Quote
    • Flood Insurance Quote
    • Windstorm Insurance Quote
    • Other Quotes >
      • Auto Insurance Quote
      • Business Insurance Quote
      • Life Insurance Quote
      • Condo Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
      • Boat Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Terms of Use
    • Privacy Policy
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Home Insurance
    • Flood Insurance
    • Windstorm Insurance
    • Other >
      • Auto Insurance
      • Business Insurance
      • Life Insurance
      • Condo Insurance
      • Landlords Insurance
      • Renters Insurance
      • Boat Insurance
      • Builders Risk
      • Umbrella Insurance
  • About
    • Staff Directory
    • Our Partners
    • Agency Photo Gallery
    • Insurance Carriers
    • Client Testimonials
    • Newsletter Signup
    • Careers
    • Refer a Friend
    • Blog
    • News
    • Reviews
    • Videos
  • Contact

Agency Blog

Blown Away By Options? How To Choose The Best Windstorm Coverage

7/28/2025

0 Comments

 
Picture
Windstorms can strike with little warning, leaving behind costly damage to homes, vehicles, and personal property. From hurricanes and tropical storms to derechos and tornadoes, wind-related events are among the most destructive natural disasters in the U.S. That’s why having the right windstorm insurance coverage isn’t just helpful—it’s essential.
​
But with so many coverage options, riders, exclusions, and regional differences, choosing the right windstorm policy can be overwhelming. This guide will help you cut through the confusion and select coverage that protects your property and your peace of mind.

Read More
0 Comments

Bundle Up! How Combining Flood And Home Insurance Can Save You Money And Stress

7/21/2025

0 Comments

 
Picture
​When it comes to protecting your biggest investment—your home—having the right insurance coverage isn’t just smart; it’s essential. Many homeowners assume their standard home insurance covers everything, but flood damage is almost never included. If you live in an area prone to storms, hurricanes, or even unexpected heavy rainfall, combining flood and home insurance into a bundled package can offer cost savings, streamlined protection, and serious peace of mind.

Read More
0 Comments

Extra Coverage, Extra Peace Of Mind: Umbrella Insurance Explained

7/14/2025

0 Comments

 
Picture
In an increasingly litigious world, the protection offered by your standard home or auto insurance policy may not be enough. Accidents happen, and lawsuits can be expensive. That’s where umbrella insurance comes in—a powerful financial safety net that provides extra coverage when you need it most. Whether you’re a homeowner, landlord, business owner, or simply someone who wants added peace of mind, umbrella insurance can be a smart and surprisingly affordable solution.

Read More
0 Comments

History’s Fiercest Winds: Events That Changed The Way We Prepare

7/9/2025

0 Comments

 
Picture
​Throughout history, windstorms have left a powerful mark on communities, economies, and emergency response strategies. From devastating hurricanes to powerful derechos and cyclones, these events have reshaped how cities build, how governments respond, and how individuals prepare. Understanding the most significant windstorm events helps us not only reflect on past destruction but also improve the way we protect our homes, businesses, and lives today.

Read More
0 Comments

How to Keep Your HVAC System Running Efficiently Year-Round

6/23/2025

0 Comments

 
Picture
Your HVAC system is the heart of your home’s comfort—keeping you warm in the winter and cool during the summer. But without proper maintenance, even the best systems can struggle to perform efficiently, leading to higher energy bills, uneven temperatures, and costly repairs. Fortunately, with a few proactive steps, you can extend the lifespan of your HVAC system and ensure it runs smoothly all year long.
​
Below are practical tips to help you maintain optimal HVAC performance in every season.

Read More
0 Comments

Flash Flood Safety Tips: How To Stay Safe When Waters Rise Fast

6/16/2025

0 Comments

 
Picture
Flash floods are sudden, fast-moving, and potentially deadly. Caused by intense rainfall, dam breaks, or rapid snowmelt, flash floods can turn calm streets into dangerous rivers in a matter of minutes. Whether you live in a high-risk flood zone or not, knowing how to react during a flash flood could save your life.
​
Below are essential flash flood safety tips and key information on how to prepare before, during, and after the waters rise.

Read More
0 Comments

Windstorm Coverage 101: Know What’s Included Before The Storm Hits

6/9/2025

0 Comments

 
Picture
When strong winds strike—whether from hurricanes, tropical storms, or sudden wind gusts—the damage to your home can be devastating. That’s why windstorm coverage is a critical component of any well-rounded homeowners insurance policy. But not all policies include it automatically, and what is covered (or excluded) can vary widely.
​
Before the next storm season arrives, take time to understand what windstorm insurance really covers, what it doesn’t, and how to ensure your property is properly protected.

Read More
0 Comments

The ABCs Of Home Insurance: Understanding The Basics

6/2/2025

0 Comments

 
Picture
Home insurance is one of the most important financial protections you can have as a homeowner—but navigating the terminology and coverage options can feel overwhelming. Whether you're buying your first home or simply reviewing your current policy, understanding the basics of home insurance is the first step toward making informed, confident decisions.
​
Here’s a simplified guide to help you understand the ABCs of home insurance—from what it covers to what to look for in a policy.

Read More
0 Comments

No One’s Home—Now What? How To Insure Your Vacant Property

5/26/2025

0 Comments

 
Picture
Whether you’ve inherited a home, are in between tenants, or waiting for renovations, owning a vacant property presents unique risks—and often, a gap in your insurance coverage. Many property owners don’t realize that standard homeowners insurance may limit or void coverage if a home is left unoccupied for an extended period.
​
If your property is sitting empty, even temporarily, it’s crucial to understand the risks and how to protect your investment.

Read More
0 Comments

Windstorm Warning: Uncovering The Forces That Drive Intensification

5/19/2025

0 Comments

 
Picture
​Windstorms are among nature's most powerful and unpredictable phenomena. While many associate wind damage solely with hurricanes or tornadoes, even strong straight-line winds and derechos can leave significant destruction in their path. Understanding what causes these storms to intensify helps us better prepare—and protect what matters most.

Read More
0 Comments
<<Previous
    CONTACT US
     (409) 945-4746​ 
    1118 14th Street N
    Texas City, TX 77590
    Click Here to Email Us

    Archives

    April 2025
    March 2025
    February 2025
    January 2025
    December 2024
    November 2024
    October 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    December 2023
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    November 2016

    Categories

    All
    Auto Insurance
    Boat Insurance
    Business Insurance
    Condo Insurance
    FAQs
    Financial
    Flood
    Flood Insurance
    Home
    Home Insurance
    Insurance
    Life Insurance
    Local
    Safety
    Umbrella Insurance
    Windstorm
    Windstorm Insurance

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login
Review Us

Social Media

Newsletter Signup

Share This

Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
Click Here to Email Us
Website by InsuranceSplash