Brad Spurgeon Insurance Agency Inc. Blog

August 10, 2026
Kids explore everything, and that curiosity is part of what makes childhood fun — but it also means everyday spaces in your home can hide risks you might not think twice about as an adult. A few thoughtful changes around the house can prevent the kinds of accidents that send families to the emergency room every year.

August 10, 2026
It's a question we hear often in Texas City, especially once a tropical system starts showing up in the forecast: can I still get flood insurance now, or is it too late? The honest answer is that it depends on your policy type and timing, and understanding how flood insurance waiting periods work can save you from a co

August 10, 2026
Living near the Texas Gulf Coast means flooding isn't a rare or distant threat — it's a real possibility every hurricane season, and sometimes even after a heavy afternoon thunderstorm. Whether you're right along the water or a few miles inland, knowing how to prepare, evacuate, and recover safely can make all the diff

August 10, 2026
If you've lived on the Gulf Coast for any length of time, you already know that windstorms aren't a matter of if but when. Between tropical systems rolling in off the water and the strong seasonal gusts that sweep through Galveston County, Texas City homeowners face wind exposure most of the year. The good news is that





