Contact Us: ​(409) 945-4746
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Agency Blog

Essential Items You Need For Your Hurricane Survival Kit

6/27/2022

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​For the past two decades, hundreds of hurricanes have made landfall in the US. This calamity has taken thousands of lives and destroyed millions of dollars worth of property. Thus, being prepared for such an event will help your chances of survival. 

With advanced technologies at work, detection is easier; the government can notify the public with warnings immediately. But, what do you have to do after a warning? Prepare essential items for your survival kit. 

This article provides you with the basic goods you must include in your kit. 

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What Are Flood And Flash Flood Alerts?

6/20/2022

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One of the calamities that the US faces each year is flooding. According to Fox Weather, it is the top weather-related cause of death for Americans annually. Thus, keeping yourself informed with flash flood alerts can help you avoid such a devastating fortune. 

Being informed starts with familiarizing yourself with the terms associated with the calamity. So, this article will give you clarity about floods, flash flooding, and alert systems. It will help if you take notes. 

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What Is Open Peril Coverage?

6/12/2022

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​In general terms, perils are considered as serious or immediate danger. And in insurance, perils have the same-like definition.

Perils are defined as an event that could cause damage or loss to your home or property in your insurance coverage. It includes human-made or triggered incidents like fire, theft, vandalism, and many more. Hence the existence of peril coverage, which is supposed to protect your home and other properties from these disasters. 

However, there are two common peril coverages: open and named. This article will help you get deep into their definition and differences. 

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The Basics Of Dwelling Insurance

6/6/2022

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​If you’re curious about what policy focuses on the structure of your house, then it’s the dwelling coverage. Also known as Coverage A, dwelling insurance is a policy that will help you rebuild or repair your home. 

However, the policy’s assistance will only come into play if the damage is brought by the hazards listed in the coverage. This article will provide detailed information regarding its coverage to know more about dwelling insurance. 

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Top Five Advantages Of Using AI In The Insurance Industry

5/23/2022

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Whether you are buying auto insurance are any other kind of insurance policy both online and off, there’s no denying that technology has become a staple when it comes to the day to day operations of business and the economy.

The same goes for the insurance industry. Many platforms have already incorporated using artificial intelligence in order to process and create insurance reports and claims for users of all ages.
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Below are some of the major advantages that you will get if you decide to use AI when handling insurance issues in the future.

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Five Steps In Dealing With The Stress Of Business Car Ownership

5/16/2022

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If you want to be truly successful when it comes to business, it is important that you are able to get a business vehicle that you can use for transporting goods and offering services to the public easily.

That being said, it can be very stressful to own a car for business, especially if you are just starting your company. You may have to deal with paperwork and you will have to keep up maintainance on your car.
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The question is, how will you deal with the stress that comes with the responsibility? This article will give you the answers you seek and more. If you would like to find out how you can help yourself and others too, continue reading right now.

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Four Things You Need To Know About Windstorm Insurance For Business

5/9/2022

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If you are going to use your windstorm insurance policy for business purposes, there are certain things that you need to know first. This way, you will be able to utilize your policy to its full extent without difficulty and any legal repercussions down the road. 
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Below are a few significant points you need to remember as part of your preparation for the insurance business as a whole.

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Is There A Difference Between Flood Insurance For Businesses And Private Homeowners?

5/3/2022

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Having flood insurance is imperative, especially for those home and business owners who live in flood-prone areas. However, one can ask about the distinct differences between flood insurance for businesses and those for private homeowners?
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Fortunately, these paragraphs will help you answer these questions and much more. You have to continue reading to find out the answer to your query.

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An Easy Guide On How To Stay Safe From Floods

4/25/2022

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Floods are a serious threat to people and property. They can happen anywhere, anytime. You need to know how to stay safe from floods.
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This guide will teach about flood safety tips to save your life. We'll also go over what you should do if you find yourself in the middle of a flood or have been affected by one already. If you want to stay prepared for any natural disaster, then read on.

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Safety Precautions And Tips To Remember For Windstorms

4/18/2022

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​Are you prepared for a windstorm? Windstorms can be dangerous and destructive. They're also unpredictable, so it's important to know what to do in case one happens near you. Here are some safety precautions and tips to help you stay safe during a windstorm.

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Texas City Office

Brad Spurgeon Insurance Agency Inc.
1118 14th Street N
Texas City, TX 77590
(409) 945-4746​
Click Here to Email Us

Galveston Office

Brad Spurgeon Insurance Agency Inc.
​335 Westerly Dr
Galveston, TX 77554

(409) 877-7755​
Click Here to Email Us
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