Brad Spurgeon Insurance Agency Inc. Blog

July 22, 2026
Landscaping can add significant value and curb appeal to a property, but trees, shrubs, lawns, and outdoor features are exposed to weather, accidents, and other hazards. For homeowners in Texas City, TX, understanding how insurance treats landscaping damage can help clarify which losses may be covered and which expense

July 22, 2026
A standard homeowners policy provides an important foundation, but it may not address every risk associated with a particular property, location, or household. For homeowners in Texas City, TX, reviewing optional endorsements and separate policies can be especially important because coastal wind, flooding, rebuilding c







