4 Important Flood Facts You Need To Know

According to statistics, floods are the most common natural disaster in the world. Moreover, it is also the most occurring disaster in the United States. With this, people are kind of familiar with this devastating phenomenon. However, people have a lot of misconceptions about floods.

​Let this article bring you facts that you need to know about this natural disaster.

1. Flash floods do not only occur near streams and rivers
   Many people think that they are safe from flash floods because they are not near rivers or streams. While these areas are where flash floods commonly occur, other places can be considered high risk. Urban areas can be at risk of flash floods because most of their surface does not absorb water. A nearby dam can also cause flash floods when dam failure occurs.
   
   
2. It is not safe to walk through floodwater
   People generally disregard the risks of walking through floodwater when it's not that high. However, six inches of floodwater is enough to sweep an adult off its feet. Floodwater is fast-moving water, which makes its danger levels higher. Also, floodwater can be contaminated, which can endanger one's health.
   
   
3. It is not safe to drive through floodwater 
   Just like the case of walking through floodwater, driving through it can also be dangerous. People can argue that shallow floodwater is not a big deal. However, just 12 inches of floodwater is enough to make your car float or sweep it away. Another reason is that floodwater might be deeper than it looks. Lastly, it can contain hazards such as sharp objects or live electrical wires.
   
   
4. Floods can still occur during winter
   People tend to think that the risk of flooding goes away when it is winter. While this can be mostly true, there is a certain period of winter when the risk of flooding is high. When spring is approaching, the increase in temperature can melt the snow and cause flooding. Ice jams can also happen when ice formations break up and hinder water flow, causing sudden water release. 

With all of these facts about floods, you should comprehend the danger levels of a flood. Essentially, this shows how much of a threat flood is and how you should not easily disregard it. Floods are something that you need to consider when protecting your family and also finances. Ensure that your homeowner's insurance policy covers floods to avoid dealing with its financial consequences.

At Brad Spurgeon Insurance Agency Inc., we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (409) 945-4746 or Click Here to request a free quote.