Logo for Brad Spurgeon Insurance Agency Inc. features a house-shaped icon and company name.

Home Insurance

Call Us Today! (409) 945-4746

What We Insure

Wind Included

Home Policy


The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.

Homeowners

Insurance


If you own your home, you may not be required to hold home insurance but if you have a mortgage, your lending instruction will most likely require home insurance.

Private Flood

Insurance



As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection prices.

PrivateWindstorm Insurance


Protect your family and your future with the right personal, health & life insurance. Planning to keep your family secure - today, tomorrow and down the road?

Windstorm Insurance

We offer specialized services for Texas Homeowners Insurance, Windstorm & Hail and Flood Insurance in the following communities:


Galveston Island, Tiki Island, Bayou Vista, Texas City, Lago Mar, Mar Bella, League City, Dickinson, La Marque, Kemah, Bacliff, Crystal Beach, Port Bolivar, Ghilcrist, Dallas, Fort Worth, Harlingen, Hildago, Austin, San Antonio, Katy, Houston, Fort Bend, Missouri City.

Since 1980


We have helped over 60,000 Texans, offering low cost Texas Homeowners, Windstorm and Hail and Flood Insurance,cheapest insurance rates in Texas, best Broad Form Policies, with A+ Rated Home Insurance Companies.

Since 2013


Rated #1 Flood Insurance Agency in Texas, #3 in the USA with our primary FEMA WYO company Torrent, due to our unique risk experience and specialized Historic FEMA Flood mapping Services, Flood Zones A & V risk on the Texas Gulf Coast.

Since 2014


Insurance Agency began offering Private Market Flood Insurance, and Private Windstorm Insurance, lower cost and great alternatives to FEMA flood Insurance for some Flood Insurance risk, And alternative to TWIA for Texas Windstorm & Hail Insurance Association on the Texas Gulf Coast operating territory.

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Tree crashed through the roof of a two-story house, causing significant damage to the structure.

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Homeowners Insurance Quote

PERSONAL INFORMATION

Name

PRIOR INSURANCE

PROPERTY INFORMATION

Address

PROPERTY VALUES

CONSTRUCTION DETAILS

PROTECTION DEVICES

BUILDING DETAILS

OTHER STRUCTURES

APPLICANT INFORMATION

CO-APPLICANT(SPOUSE) INFORMATION

ADDITIONAL INFORMATION

The questions below will help the Insurers to determine the best discounts to be awarded

BASIC COVERAGES

COVERAGE NAME

LIMITS

%BASE

Dwelling

Other Structures

Personal Property

Loss of Use

Personal Liability

Medical payments

DEDUCTIBLES

All Perils Deductible

CREDITS